Share/Savings
|
Regular Shares ($25 to open plus .25 fee) |
APR .30% Annual Percentage Yield .3002% |
|
6 Month Certificate of Deposit ** |
APR .30% Annual Percentage Yield .3002% |
|
1 Year Certificate of Deposit ** |
APR .50% Annual Percentage Yield .5000% |
** ($2000 minimum IRA - $5000 minimum Regular)
All APYs are current as of Nov. 1, 2010. Fees could reduce earnings. *Penalty may be imposed for early withdrawal.
Auto Loans
|
Model Year |
APR as low as |
Term |
Approx pmt per $1,000 |
|
New Vehicles |
3.74% |
Up to 60 Months |
$18.31 per $1,000 |
|
New Vehicles – over $20,000 |
4.49% |
Up to 72 Months |
$15.87 per $1,000 |
|
Used Vehicles |
3.74% |
Up to 60 Month |
$18.31 per $1,000 |
|
Used Vehicles – over $20,000 |
4.49% |
Up to 72 Months |
$15.87 per $1,000 |
|
20% over NADA Value |
5.90% |
Up to 60 Months |
$19.29 per $1,000 |
"Rates may vary depending on each individual's credit history and other underwriting factors."
Recreational Vehicles Loans - Snowmobiles / ATV's /
Motorcycles / Motor Homes / Boats / Travel Trailers / Scooters
|
Model Year |
APR as low as |
Term |
Approx pmt per $1,000 |
|
New or Used |
4.90% |
Up to 60 Months |
$18.83 per $1,000 |
|
New or Used |
5.90% |
Up to 72 Months |
$19.29 per $1,000 |
"Rates may vary depending on each individual's credit history and other underwriting factors."
* Terms longer than 5 years may be subject to a five year call provision
Home Equity Loans
|
Home Equity Credit Line |
Please contact the Credit Union for current HELOC rates |
Other Loans
|
Loan Type |
APR as low as |
Term |
Approx pmt per $1,000 |
|
Signature Loans - $6000 limit |
10.50% |
Pay $20 per month for each $500 |
$40.00 per $1000
|
|
Overdraft Protection |
Contact the Credit Union for current rate. |
$25.00 Minimum |
|
|
Certificate Secured |
3.00% |
Above certificate rate for term of certificate |
Varies |
|
Share Secured |
3.00% |
Above current share rate |
Varies |
"Rates may vary depending on each individual's credit history and other underwriting factors."